Vargas Experience
How much will the bank lend you?
Enter the purchase amount and your numbers: we’ll tell you what you’d pay each month and, if it’s not enough, what you’re missing.
Reference rates · October 2026Compare banks
Same loan at each bank, using each option’s initial rate.
| Bank | Rate | Payment | Income needed |
|---|
Estimate based on each bank’s public reference rates and a maximum payment of 35% of net income (salaried; 30% for self-employed). This is not a bank approval: the final amount depends on each bank’s analysis, the appraisal and your credit history. Initial rates are usually fixed for a period and variable afterwards. For lots, banks usually finance less (up to 70–80%), over shorter terms (up to 15 years) and at a slightly higher rate. For lot + construction, the bank disburses as construction progresses.